Your Circle,
Your Strength.
Korafy modernizes traditional savings circles — transparent, secure, and built for the communities that invented them.
Start saving in 4 simple steps
Create a circle, invite your people, and let Korafy handle the rest.
Start a Circle
Set the rules: how many members, how much each round, how often.
Invite Your People
Share a join code via WhatsApp, text, or any messaging app.
Contribute Together
Everyone pays in each round. Track every payment in real time.
Take Turns Receiving
One member gets the full pot each round. Fair, transparent, automatic.
Savings circles,
built for trust
Everything you need to run a transparent, accountable savings group — right from your phone.
Transparent & Secure
Every payment tracked, every contribution logged. Full visibility for every member — no more guesswork or disputes.
Built for Community
See who's paid, who's next, and real-time circle status. Member management with role badges and accountability.
Simple & Fast
Create a circle in under 2 minutes. Intuitive setup, push notification reminders, and one-tap contributions.
Built for the Diaspora
Whether you call it Ajo, Stokvel, Susu, Pardner, or Tanda — Korafy speaks your language and respects the tradition.
One app. Many names.
Same powerful tradition.
Savings circles have empowered communities for generations. Now they're digital.
Frequently asked questions
Is Korafy free to use?
Yes! Creating circles and managing contributions is completely free. There are no hidden fees or subscription costs to get started.
How is my money protected?
Your funds are held as USDC stablecoin through our regulated financial partner, Brale, Inc. (a licensed digital asset custodian). All data is encrypted with bank-grade TLS/SSL, and your account is secured with row-level security policies.
What happens if a member doesn't pay?
Korafy sends automatic reminders before each contribution. Circle administrators can see real-time payment status and manage members. Missed payments are tracked and affect standing in future circles.
How do payouts work?
Each round, all members contribute a set amount. One member receives the full pot according to the circle's rotation order. You can withdraw payouts to your linked bank account via ACH (typically 1-3 business days).
When will Korafy launch?
We're in active development for both Android and iOS. Join the waitlist to be notified as soon as we launch on your preferred platform.
Be first in line
Join the waitlist and get early access when we launch. No spam, just updates.
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